We are required under certain applicable laws to notify consumers of the following rights.
This list does not contain a complete list of rights consumers have under federal and state law.
This communication is from a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose.
This collection agency is licensed by the Division of Banking in the Wisconsin Department of Financial Institutions, www.wdfi.org.
The State of California requires that we disclose the following for California residents: The state Rosenthal Fair Debt Collection Practices Act and the Federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 pm. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov. The State of California requires that we disclose the following statement prior to commencement of medical collection activity: “Non-profit Credit Counseling Services may be available in the area.”
The State of Colorado requires that we disclose the following for Colorado residents: FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT see www.coloradoattorneygeneral.gov/ca. A consumer has the right to request in writing that a debt collector or collection agency cease further communication with the consumer. A written request to cease communication will not prohibit the debt collector or collection agency from taking any other action authorized by law to collect the debt. Local office address is 13111 E. Briarwood Ave. #340, Centennial, CO 80112. Phone is 303-309-3839.
The Commonwealth of Massachusetts requires that we disclose the following for Massachusetts residents: You have the right to make a written or oral request that telephone calls regarding your debt not be made to you at your place of employment. Any such oral request will be valid for only ten (10) days unless you provide written confirmation of the request postmarked or delivered within seven (7) days of such request. You may terminate this request by writing to the debt collector.
The State of Minnesota requires that we disclose the following for Minnesota residents: This collection agency is licensed by The Minnesota Department of Commerce. If you feel that your concerns have not been addressed, please contact Alliance Collection Agencies and allow us the opportunity to try and address your concerns. Or, you have the option to address any concerns with the Minnesota Attorney General’s Office, which can be reached at 651-296-3353 or 1-800-657-3787. The City of New York requires that we disclose the following for New York City residents: This collection agency is licensed by The New York City Department of Consumer Affairs license number 1307166. To reach a live agent call 715-486-3813.
The State of Nevada requires that we disclose the following when collecting on hospital debt: a) If the debtor pays or agrees to pay the debt or any portion of the debt, the payment or agreement to pay may be construed as: 1) an acknowledgement of the debt by the debtor; and 2) A waiver by the debtor of any applicable statute of limitations set forth in NRS 11.190 that otherwise precludes the collection of the debt; and b) If the debtor does not understand or has questions concerning their legal rights or obligations relating to the debt, the debtor should seek legal advice.
The State of North Carolina requires that we disclose the following for North Carolina residents: This collection agency is licensed by the North Carolina Department of Insurance under permit number 103256.
The State of Tennessee requires that we disclose the following for Tennessee residents: This collection agency is licensed by The Collection Service Board of The Department of Commerce and Insurance.
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